heyy im new here so hiya all
allright so im 17 passed my test i have a car to run around in for a bit but i wana get a nicelooking car inotherwords a
ibiza with cupra luks im not to bothers about power 120hp will more then do me its more then the 50hp i have at the moment tbf but im worried about how much it will cost to make a
ibiza look like a cupra or a fr and how much are
ibiza's to insure. because im not exsacly wealty but i am willing to put all my money i earn into my car
thanx people
josh
P.S I WOULD KILL FOR YOUR CARR
you started off good but your mind aint open to how insurance vs cars work. for starters at 17 with little money as stated your going to be looking at a car no more than 75-80bhp max as insurance quotes will be very high. so look at a 1.2
ibiza if thats what your after. mines is 65bhp standard but ive added a panel filter and backbox, maybe talking 70bhp max, it has served me perfectly for my almost 3 years of driving but it hasnt been cheap getting it to this stage, all major mods must be declared to insurance otherwise if you have a bump or smash then the insurance will not pay out. you have to ensure you are covered.
1st year--i had my mum as the main driver and me as named to get a kick start, i believe we paid £1600 for insurance.
2nd year--me as main driver and mother named was around £1450 i think, mods declared (alloys and bumpers and tints etc) this got me 1 year NCB
3rd year insurance (current)--this is almost up in september as i will be going into my 4th year of insurance, i was £1200 roughly all mods declared up to date and this will be 2 years no claims bonus (touch wood) +3 points
4th year--20 years old now, done some quick quotes and roughly coming up at £700 mods decalred, although i done a quote last week with aviva and they quoted me £550 mods declared (will need to double check all details as i was shocked) +3 point still
every year i have been fully comp and wouldnt advise 3rd party to anyone!!
also as stated i have a TS10-failure to comply with traffic lights and got 3 points which you have to declare as its just another reason for insurance not to pay out.....
Hope this helps you, Welcome to the forum!!
p.s. keep an eagle eye open because i may be looking to sell it around may of 2011