Looking to buy a SEAT Ibiza MK2 ...

[Cupra Kid]

Its a **** subject insurance, just buy one and insure it third party with you as the driver, my first car was a £400 polo 1.0 group 2 or something daft, cost me £860 third party only with legal. next year i got my 1.4 group 4 Ibiza and paid £600 fully comp. Just get the first year gone and get your own no claims, best advice i can give. Anything £1000 and unders not worth fully comp anyway due to excess.

I will hold my hands up and say i've been at fault for 2 crashes and fortunately neither were my insurance, but then i got stung for one that wasn't really my fault, theres a thread on it somewhere, but now after 6 years my no claims is protected. It happens to us all and i reckon everyone will hold their hands up to something at some point. I just hope like me by the time it happens to you it won't affect you.

Cheap and slow is the way to go, if a 1.4 is out of your reach on your own insurance go for a 1.0 Ibiza, theres only 10bhp in it anyway and they are like a group 2, or an arosa which is much lighter, therefore nippyer but as well built.

Either way don't let this bother you its just a young driver thing, soon as your past your first year it comes down quick.

 

[AlpineWhite]

technically my mum does not own a car, so i dont see how it would look so very bad,

If you make a claim, it would look absolutely bloody horrendous. The insurance company will declare your policy void faster than you can say 'fronting'.

Bottom line - like m0rk said above - If you can't afford it, then you need to look for something cheaper.

 

[Seat-Chris]

im insured on my 99 1.4's and its cost me £1800 to insure third party fire and theft haha

 

[Cupra Kid]

I think a lot of the price depends on post code, if your cars insured in an area where there's a high level of youth accidents it goes high.

 

[mp29]

I live in the middle of nowhere, the most exciting thing that happens where i live is if someone changes the colour of their front door...

 

[crezz]

lmao

 

[mp29]

if only i were joking. im concidering diffrent options, there is a 1.0 ibiza in lovely white which i like alot. but i might be geting a different car altogethter sepending on my cousin and what she offers with her car