Lol.
Its all about age...21 is the milestone where prices drop dramatically. 21 years olds are supposed to be more 'mature' meaning more sensible behind the wheel - thats from the horses mouth of a top insurance broker - and its such a load of bull!
All those of you above tend to be about 23/24 soyour insrance would be alot less.
Insurance is and will continue to constantly become more and more expensive, especialy for younger drivers. Its political as well as statistical.
Its just unfortunate for people like me, who cherrish their cars and use them sensibly, but still have to pay through the roof. I can
shop around, but the fact is, im 20yrs old with 0NCB and im trying to insure a grp15car with mods.
The only upside about all this is the satisfaction of knowing everythings fully above board.