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pauly1299

Active Member
Oct 3, 2022
111
13
I'm surprised that a higher value, substantially higher power, modified car was cheaper to insure. When I was shopping for insurance for our Leon Cupra R Abt around 3 years ago, I got some cheaper comparison site quotes, but only because they didn't know exactly what the ABT uprate was. As it happens the Leon did get an ABI classification, so it is recognised as a separate model for insurance purposes. Changing the subject I wonder if the Formentor ABT only gives the 370 bhp in ideal conditions.
 
Jan 12, 2025
5
1
I'm surprised that a higher value, substantially higher power, modified car was cheaper to insure. When I was shopping for insurance for our Leon Cupra R Abt around 3 years ago, I got some cheaper comparison site quotes, but only because they didn't know exactly what the ABT uprate was. As it happens the Leon did get an ABI classification, so it is recognised as a separate model for insurance purposes. Changing the subject I wonder if the Formentor ABT only gives the 370 bhp in ideal conditions.
I was surprised too. They are both the same insurance bands (at 310 ps) I just wonder if the Leon is seen as a higher risk than the Formentor. On the admiral policy it highlights the mods and around the engine mods allows for 10 to 25% increase in power. I may have got some discount as a new customer to them. I wait to see what the extra power feels like and how and when it is delivered.
 

pauly1299

Active Member
Oct 3, 2022
111
13
I was surprised too. They are both the same insurance bands (at 310 ps) I just wonder if the Leon is seen as a higher risk than the Formentor. On the admiral policy it highlights the mods and around the engine mods allows for 10 to 25% increase in power. I may have got some discount as a new customer to them. I wait to see what the extra power feels like and how and when it is delivered.
I'm with Admiral, but the standard 300 bhp Leon Cupra R without the ABT module was in a lower group. Though oddly our runaround 1.6 Fiesta that's worth about £2.5k, was more to insure than the Leon that's worth over 10 times as much. Went elsewhere with that.
 
Jan 12, 2025
5
1
I'm with Admiral, but the standard 300 bhp Leon Cupra R without the ABT module was in a lower group. Though oddly our runaround 1.6 Fiesta that's worth about £2.5k, was more to insure than the Leon that's worth over 10 times as much. Went elsewhere with that.
Hi Pauly, my Leon was the ST 310 which was group 33E same as the Formentor. Just looked to see on Auto Trader whether the ABT was showing as anything different on insurance group, it was just the same so I guess it is not picking up on modifications and just working on it being the stock car.
 

pauly1299

Active Member
Oct 3, 2022
111
13
Hi Pauly, my Leon was the ST 310 which was group 33E same as the Formentor. Just looked to see on Auto Trader whether the ABT was showing as anything different on insurance group, it was just the same so I guess it is not picking up on modifications and just working on it being the stock car.
What power output did you enter when completing the insurance proposal? Seems odd that the extra 60bhp from the ABT uprate doesn't increase the insurance premium.
 
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