Remap Vs Insurance!
- Thread starter blackturbo
- Start date
lol, no really i am
when i get my renewal at the end of the year im going to phone round a few performance places that arnt as harsh as the average everyday places, ie, direct line, tesco etc ...... instead il be phoneing places like adrien flux etc ...
like forbez said, i dont wanna crash my little beauty and find out the insurance wont fix her
when i get my renewal at the end of the year im going to phone round a few performance places that arnt as harsh as the average everyday places, ie, direct line, tesco etc ...... instead il be phoneing places like adrien flux etc ...
like forbez said, i dont wanna crash my little beauty and find out the insurance wont fix her
flashbsd
Guest
i dunno but how many black cupra's in farnborough are there to check when next in an accident?
I declare all, especially the remap, youll be stuffed when you get screwed over for trying to hide it (even though youve just spread on a car forum your considering not declaring it)
I declare all, especially the remap, youll be stuffed when you get screwed over for trying to hide it (even though youve just spread on a car forum your considering not declaring it)
Invalidated insurance is just as bad as no insurance, so cancel it, and buy some new wheels, or get a retrim!
David_smith_909 said:
Same here mate i didnt tell my ins about the remap for the first year but now its due again
so i will be goning with greenlight they good for mods.Give them a try!
i wouldnt bother tbh, its alot less blatent than all the kids driving around in mums suped up nova
if anything was to happen, i.e insurers take the car away for some repair id prob let em take it as is, but even if i did get a little worried...theres always an SPS near by i can use to switch it off
one of the many perks of having revo
if anything was to happen, i.e insurers take the car away for some repair id prob let em take it as is, but even if i did get a little worried...theres always an SPS near by i can use to switch it off
one of the many perks of having revo
acidstrato said:
it may be off but its still there fella!
To be honest i too dont think a insurance would be able tell if it is mapped but i cant afford another 15K IF the worse was to happen and they refuse to pay!! so for the sake of £40ish quid i will be tellin them about it!
yeah but the point is
firstly. driving it, theyd have no reason to suspect its remapped and therefore wouldnt question it
secondly. they dont have the technology to just plug in and have the ecu tell them its revo'd
obviously i might be abit more cautious if they were doing something to the ecu but why would they! which is back to the previous points...they wouldnt know its there and wouldnt really have an means of checking its there
firstly. driving it, theyd have no reason to suspect its remapped and therefore wouldnt question it
secondly. they dont have the technology to just plug in and have the ecu tell them its revo'd
obviously i might be abit more cautious if they were doing something to the ecu but why would they! which is back to the previous points...they wouldnt know its there and wouldnt really have an means of checking its there
Flash I havent said im considering not declaring it, to be fair I havent even had it done yet. Im just asking peoples opinion. I just cant believe you can justify a 100% increase on an insurance premium when I can insure something like an S3 with more BHP than mine will be even with a remap for only £200 more??
I know this has been explained but it still seems stupid to me
I know this has been explained but it still seems stupid to me
As above sounds spot on the motor industry is one big rip of try and make it as cheap as you can for yourself
They dont have to prove that you knew, If you insure the car as standard,and it aint standard and they find this, then they can , and have invalidated insurance!
They are looking to do anything not to pay out.
I'm not doing this for an argument, im making a statement.
Invalid insurance is illegal, so why bother getting insurance at all?
They are looking to do anything not to pay out.
I'm not doing this for an argument, im making a statement.
Invalid insurance is illegal, so why bother getting insurance at all?
Surely if you are buying a 'Performance Car' like the Ibiza Cupra or an LCR you would know if it has been remapped? If someone was to VAG COM it then they will probably only see that it has been remapped if they really know how to use VAG COM, wont they?
I agree with Forbez, we are given Insurance to protect ourselves and our cars, what is the point in not declaring things to save money? Like he said if you dont declare it then you may as well not be insured!
Surely by not declaring it you are admitting that you cant really afford to have the mod in the first place, so you should not bother getting it!
My dad was in the Police as a Traffic Sergeant for 30+ years and from things he has told me its just not worth risking it! For the sake of £250 or your car/life i think its worth getting it to be honest
Some may think im being melodramatic but shedding out a bit more money for a new toy is part and parcel of owning a 'higher spec' car!
I agree with Forbez, we are given Insurance to protect ourselves and our cars, what is the point in not declaring things to save money? Like he said if you dont declare it then you may as well not be insured!
Surely by not declaring it you are admitting that you cant really afford to have the mod in the first place, so you should not bother getting it!
My dad was in the Police as a Traffic Sergeant for 30+ years and from things he has told me its just not worth risking it! For the sake of £250 or your car/life i think its worth getting it to be honest
Some may think im being melodramatic but shedding out a bit more money for a new toy is part and parcel of owning a 'higher spec' car!
Ok this is getting very heated! My statement was it will cost me £900 to declare it, so if its a case of yes I should I wont get it done as I have no intention of doubling my insurance I will just go out and buy a faster standard car! lol
blackturbo said:
I dont know why they have quoted you so much to be honest
I would say have a hunt around with different companies?
Well cant really afford to loose that much cash off my present policy to open a new one! Maybe I should hunt for a Cupra R ecu lol
blackturbo said:
I have to say mine is standard and it keeps up with loads of cars! You could just wait for a bit for the remap and get some other mods in the mean time?
But did you not say not so long ago its running alittle better than standard? IE about 180bhp? lol Think I may go for a private plate lol
TBH I cant really afford any flippin mods coz it costs £150 to declare anything even remotely modded!
TBH I cant really afford any flippin mods coz it costs £150 to declare anything even remotely modded!
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blackturbo said:
Yeah we couldnt work out what it was running! I had it put on the Rolling Road and its running 157bhp & 176lbs but IIRC that is 1lb more than a standard Leon Cupra so with the weight and size difference with the Leon Cupra im not surprised mine is quick
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