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why not go for one of the 90 or 110 tdi leons as they are a few groups down and then remap it as and when you can afford more insurance?
i willadmit.. this 130 is a wee bit more pokier than the 110 with a map. i am having to be carful as i am still understimating the power, and having had a 1.2 corsa for 2 weeks its a little different.
called around a few places, got a quote of 1400 yesterday.. will battle further!
called around a few places, got a quote of 1400 yesterday.. will battle further!
Zurich and easyinsurance are the same people - easyinsurance is a cut down budget version of the normal zurich service.
Would suggest trying both
Would suggest trying both
My renewal dropped through today dropped £300 from last years quote
Looks like being an old git is starting to pay off
Looks like being an old git is starting to pay off
HMSPresident
Guest
Insurance companies confuse the hell out of me...
I saw an ad on the telly for Admiral's new "multi-car" insurance service, so thought i'd have a play and see whether you actually save money by insuring more cars with them.
So I put in the details for my Leon FR TDi and my brother's Rover 800 Vitesse...
I then see what happens if I add a Seat Arosa 1.4 TDi...
For some reason (using the same driver details for both cars) I get the same price for the 200bhp 2 litre Turbo 800 Vitesse, as for the 75bhp 1.4 diesel Arosa...
How they work that out, i'll never understand...
I saw an ad on the telly for Admiral's new "multi-car" insurance service, so thought i'd have a play and see whether you actually save money by insuring more cars with them.
So I put in the details for my Leon FR TDi and my brother's Rover 800 Vitesse...
I then see what happens if I add a Seat Arosa 1.4 TDi...
For some reason (using the same driver details for both cars) I get the same price for the 200bhp 2 litre Turbo 800 Vitesse, as for the 75bhp 1.4 diesel Arosa...
How they work that out, i'll never understand...
Might be worth trying http://www.ecarinsurance.co.uk/ their sister company http://www.ebikeinsurance.co.uk/ was very competetive for motorbike insurance quotes with 0 ncb
Take it easy with the new car
Take it easy with the new car
Ponte Lad
Guest
Hi all...
I work in motor insurance but I am no expert on the specifics of how insurance premiums are generated but I do have a theory about renewal prices... so here it is.
If you have a punter who has made claims against thier policy why would you want them to renew with you ?? It makes sense for a business to increase the premium substancially so that the punter goes elsewhere for insurance or so that you rake some of the money back that was paid out in the claim.
Every insurer wants a book full of policy holders who do not claim.... this to them is free money, if a Policy Holder has made neumerous claims and has already cost them big bucks in claim costs why would you want them on your books ???
It makes sense to get shut of the 'BAD' risk by upping the premium and then you can focus on keeping the 'GOOD' risk punters (who are less likely to claim) on the books by offering cheaper premiums.
By doing this the insurer increases profits, and in turn this means that the more 'GOOD' punters on the books the lower the premiums will be.
I realise that this does not offer any constructive advice on how to get a lower premium but I hope it helps you understand what an insurer is looking for in a policyholder and lets face it if you do not fit the bill you are going to pay through the nose for insurance, no insurance company is going to offer insurance for cheap money as the probability is that you are going to claim again and possibly cost them several thousand.
About getting a cheap premium though my advice is to shop around, shop around a bit more and then shop around again until you get something that is somwhat acceptable.
P.S - sometimes you may get what you pay for so check what cover you are getting for your money.
Good luck
I work in motor insurance but I am no expert on the specifics of how insurance premiums are generated but I do have a theory about renewal prices... so here it is.
If you have a punter who has made claims against thier policy why would you want them to renew with you ?? It makes sense for a business to increase the premium substancially so that the punter goes elsewhere for insurance or so that you rake some of the money back that was paid out in the claim.
Every insurer wants a book full of policy holders who do not claim.... this to them is free money, if a Policy Holder has made neumerous claims and has already cost them big bucks in claim costs why would you want them on your books ???
It makes sense to get shut of the 'BAD' risk by upping the premium and then you can focus on keeping the 'GOOD' risk punters (who are less likely to claim) on the books by offering cheaper premiums.
By doing this the insurer increases profits, and in turn this means that the more 'GOOD' punters on the books the lower the premiums will be.
I realise that this does not offer any constructive advice on how to get a lower premium but I hope it helps you understand what an insurer is looking for in a policyholder and lets face it if you do not fit the bill you are going to pay through the nose for insurance, no insurance company is going to offer insurance for cheap money as the probability is that you are going to claim again and possibly cost them several thousand.
About getting a cheap premium though my advice is to shop around, shop around a bit more and then shop around again until you get something that is somwhat acceptable.
P.S - sometimes you may get what you pay for so check what cover you are getting for your money.
Good luck
keep trying you may hit below 1500.
Got mine down another 40 quid today best quote so far is 323. Have just over a week to go so will see if anything better comes along. Renewals tend to be more expensive as they don't include introductory discounts -my renewal was up £50 and I've made no claims, but go for a new quote with the same company using exactly the same criteria and its down 60 quid...I like this game
Got mine down another 40 quid today best quote so far is 323. Have just over a week to go so will see if anything better comes along. Renewals tend to be more expensive as they don't include introductory discounts -my renewal was up £50 and I've made no claims, but go for a new quote with the same company using exactly the same criteria and its down 60 quid...I like this game
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