I'm 19 and have insured my 130bhp tdi for 2 years. This is my second year. Under my parents it's not that bad comparatively. Anything's possible. Plus i've had mine remapped.
I was in the same dilemma about 7 months ago. My mates got a GTTDI mk4 Golf which is 130 bhp and it's in insurance group 13! compared to the 130 Ibiza which is group 7 for the sport... group 8 FR.
I was 19 when i got my Ibiza 130. If im honest it's a great car and a huge improvement to my Peugeot 306 1.4! I pay just over a grand for insurance which i reckons pretty reasonable. Tax is cheap on it and the MPG is really good.
I'd recommend the Ibiza to anyone looking for a fast car thats cheaper to insure than it's rivals.
Plus the Mk4 Golf is sooo common, you can't go down the road without seeing one! Can't say that about the Ibiza
The first one is a PD100 (it says it's insurance group 5) and only has hubcabs.
Yellow/Red ones for me .