Advice On Modifications...
- Thread starter marksy93
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maff-o8
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yup they are bds 1.2 and i got a quote for 5k
try aviva mate, mine is £1200 with my mum as a named driver, comprehensive in my own name
Is his name on the log book....? Plus you're a named driver, so you ain't earning NCB right? I thought it was best to bite the bullet now, and get high premiums over and done with....
maff-o8
Guest
nope im 18 but its my first car, yeah i'd rather build up my claims and pay that little bit extra just to have it in my own name
How the eff is yours £1200?! Have you got your 1years NCB, and had your full licence for over a year? Also which car you got Maff?
maff-o8
Guest
nope i've only been driving it a month, i was a lazy twat and never botherd getting a car when i passed haha, i passed in january this year, and its a 1.2 sx
maff-o8
Guest
just get a quote online mate, try just one of your parents, weirdly mine was about 200 more with both on my policy, and i got mine straight online, no hassle over the phone then
Right, just tried a quote.
Technically, in 2 weeks I'll have 1 years no claims bonus as I started it whilst I was on my provisional, however I've only held my licence for 5 months....and many online quotes don't let you have more NCB than time licence has been held, so I guess I'll need to call them up.
However, with 1 years NCB and holding the licence for the year, my quote was £1650 or so, and with no NCB and held licence for less than a year, quote was £3900 or so....
Technically, in 2 weeks I'll have 1 years no claims bonus as I started it whilst I was on my provisional, however I've only held my licence for 5 months....and many online quotes don't let you have more NCB than time licence has been held, so I guess I'll need to call them up.
However, with 1 years NCB and holding the licence for the year, my quote was £1650 or so, and with no NCB and held licence for less than a year, quote was £3900 or so....
Well there ya go
I've had mine for 5 months, and have a few mods
Will argue my case for my NCB, as I've held the policy for 1 year and have made no claims, and increased my premium payment once I passed, therefore should be open to 1 years no claims.
Hopefully my renewal will be £1.9k or so.
I've had mine for 5 months, and have a few mods
Will argue my case for my NCB, as I've held the policy for 1 year and have made no claims, and increased my premium payment once I passed, therefore should be open to 1 years no claims.
Hopefully my renewal will be £1.9k or so.
Well there ya go
I've had mine for 5 months, and have a few mods
Will argue my case for my NCB, as I've held the policy for 1 year and have made no claims, and increased my premium payment once I passed, therefore should be open to 1 years no claims.
Hopefully my renewal will be £1.9k or so.
might as well try it, oh and forgot to say, i have my suspension declared on that as well!
I'm with Aviva, on my mum's policy. She technically owns the car and covers about as many miles as I do in it so that's fair enough. Passed my test in May, no accidents, points etc. She has 4 years NCB and been driving for decades (again no accidents or points) and it's £1,200 per year.
On my own policy it would have been £2,600.
Hopefully when insurance comes for renewal (hopingly I'll have kept my nose clean so to speak), the insurance companies will bear in mind I've had a license for a year (won't have any NCB though) and will lower the premium.
They're all robbing bar stewards.
On my own policy it would have been £2,600.
Hopefully when insurance comes for renewal (hopingly I'll have kept my nose clean so to speak), the insurance companies will bear in mind I've had a license for a year (won't have any NCB though) and will lower the premium.
They're all robbing bar stewards.
2 or 3 years left of horrendous premiums, then it's over
However, by then I'd of paid much more than my car's actually worth T_T
However, by then I'd of paid much more than my car's actually worth T_T
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