Howdy Mk3..ers

[jamieread]

Hello...ive just signed up and posted an introduction thread.

Im looking at getting a Mk3 cupra.
Im 18 and this is going to be my second car.

Any tips on things to look out for?

Cheers

 

[bartsimmo]

Hello mate, welcome along!

It's worth having a look through the stickies at the top of this section and you should be able to find everything you need and more. Otherwise use the search facility on here.

Good luck in your search

 

[20vtdave]

buy mine

 

[jason-jm]

a TIP..... get a quote with insurance first mate incase you get dissapointed when you buy one!

 

[PhilW]

Yeah good luck with insurance unless 'daddy' is paying.

 

[jamieread]

Already have some quotes....cheapest being 1270.00 FC.
Im Fine with that.....didnt think i was going to be able to insure one untill next year

 

[adam.p]

get one mate you wont be dissapointed. well worth the insurance imo

 

[Importcupra]

My insurance when i was 17 on my ibiza was £950 fully comp!

 

[jamieread]

Was that cupra yeh?

 

[jacko1988]

wow thats mad best ive got is 1700 fully comp! lol

 

[Importcupra]

yep it is a 2001 cupra and thats with me telling them about my wheels and my cat back

 

[truCido]

that as a named driver or something? or do you have friends in insurance companies lol

make sure the water pump and cam belt have been changed if its got 60k or more miles (preferably at 50ish tho)

 

[Adam R]

thats a very good quote. i have 2yncb im 21 and no convictions, accidents. i have a clean licence. keep my car garaged and my quote for insurance was 1100 TP. i decided to stay with my 1.4 and got FC for £700 in mods

 

[Cupra_J_RS]

Already have some quotes....cheapest being 1270.00 FC.
Im Fine with that.....didnt think i was going to be able to insure one untill next year

I'd love to know how you people get the premium so cheap.

Im 20, fully clean licence etc etc, 0NCB, professional job and my premium is just over £2900 but i've just been refunded £400 for some kinda error made on their behalf.

It really frustrates me to see i pay so much. Why!!!

One possible reason is the fact i live in Birmingham...but my area is as good as anywhere for crime rates etc.

Insurance is a complete farse in my opinion.

 

[cupraolli]

yer im 20 1 year ncb no accidents or convictions at all and i pay 1300 third party fire and theft it was about 1800 fully comp for me.

 

[Dan Cupra R]

23, 4yrs no claims, 3 points. Group 17 insurance for me and paying £660 FC

 

[Cupra_J_RS]

Ibiza Cupra R is group 17? Thought it was group 16.

Thats well cheap mate, your well lucky.

 

[Dan Cupra R]

Ibiza Cupra R is group 17? Thought it was group 16.

Thats well cheap mate, your well lucky.

not sure if it varies between companies but ive been with elephant & admiral and they both say group 17.

I know that elephant and admiral are basically the same company.

Its stupid really when there isnt really a difference between a cupra and a cupra r

 

[jason-jm]

My insurance when i was 17 on my ibiza was £950 fully comp!

bollox! unless its traders or something

or is it not cupra?

 

[jason-jm]

19 1yr ncb £1300