What is reasonable for mods / insurance ?

[LEO LION R]

I have been quoted about £80 extra from my insurance company for an exhaust system, is that reasonable comapredwith others quotes ?

 

[Big Fish]

Which InS co.?

and what parts of the exhaust?

IIRC LV will not load any mods so long as you dont increase engine capacity....they even dont mind REVO, JAbba etc


BF

 

[GTI16v]

I was quoted £28 extra for a full system, with 9 months left on the policy, that's with Elephant.co.uk

 

[LEO LION R]

Its with admiral as they were by far the cheapest for me at 650 4yr pncb

lv were about 1000 for me !

That's the front and rear silencers and high flow cat, plus they add the dvr as a transmition mod as well for that price.

 

[Big Fish]

Sounds like a deal then.

AXA direct were cheapest for me with all declared @ 750 FC 3yrs PNCB (believe that AXA are teh only CO who will protect at 3yrs too)they dont seem to mind most mods except NOS

BF

 

[LEO LION R]

They point i was geting at with the DVR is that a lot of people are saying their insurance companies arent charging any extra for it, but Admiral in their moment of wisdom say they can only put it down as a transmition modification - no power gains but pay a premium ?

 

[Big Fish]

Presume then that when you declare the mod they pass to their underwriting team.....might be worth asking for a chat with one of the underwriters and ask for a more indepth explantion as to why the mod is transmitional.....you might be able to get some common ground and at worst they could slightly lower the loading

worth a shot

BF

 

[mikew]

usually you can do about 4 reasonable mods for that fee.