Seat Leon Mk1 TDI 110 Power Increase Help

[Sharpy]

Can't he just install pd150 injectors? I thought they were a straight swap? And fair enough not declaring it is "insurance fraud" but as far as I knew the police don't have the equipment to see if you car has been mapped. But if we're being super squeaky clean. aftermarket wheels are also insurance fraud, but noone declares that tbf.

But if you are in a accident and there is any suspicion there is not reason why insurance companies won’t do some digging. I wrk for one and if there are any concerns we do a lot of work to ensure fraud of any kind doesn’t happen. That’s all kinds of fraud, from crash for cash to not declaring mods.

And before you say it’s about avoiding paying out it’s not, it’s about prevent unlawful activity. Fraud is fraud.


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[SlashProm]

I get that mate, but like you said, if your in a crash where others are seriously injured and the insurance company is looking for an excuse not to pay out then they might decide that your cold air intake is enough of a reason to void your insurance. But I'm wondering how many insurance company's would have a part number index on them and check every part on the car. Because that's the only way they'd know your injectors weren't standard

 

[chriswales6]

They're interested in the 'mods' done for two main reasons:

First the cost of replacing those new items should the worst happen - You put £1000 aftermarket wheels on, don't tell them and then expect the wheels to be replaced if the car catches fire.

Second if you increase the power of the engine that puts you in a higher risk category. Which they would've either charged you more for or not even offered you cover in the first place.

Insurance companies employ qualified automotive engineers. They'll know what's standard on a car and what isn't, it's their full time job. It normally has to be fairly serious for them to start pulling things apart. If that's the case the police would've already been all over the car looking for any faults for any possible criminal charges.

 

[SlashProm]

I'm not encouraging anyone to break the law, don't get me wrong. The O.P never actually said he planned to either, just that he can't afford to insure a 3.0 TDI.

I would however believe than if anyone did double their engine's power and not declare it, that they would drive defensively to avoid ending up in such situations, knowing they aren't 100%

I was in an accident with my first car, I was heading up a private road and a neighbours dog came out in front of me, swerved towards the ditch and clipped a post with my tyre as it was sticking out of the arch, snapped my wishbone. As no one was involved all the insurance company cared about was cost of repair and not paying out. The inspector didn't say anything about my straight through cherry bomb exhaust. Lol. Lucky I didn't hit another car or I'd be in jail over an exhaust at 17 lol

 

[DAN@ADRIAN FLUX]

Im only 20 with no claims bonus so a 3.0 Tdi isnt possible because of insurance

Hi.
If you need any help with insurance at all then please feel free to drop me a line.
Regards,
Dan.