yeah will be valued on glass's more than likely.. I dont think they can stop you having it back unless its cat A/B depending on the reason.
If its modified buy it back and strip the good stuff. Make a little extra change. Offer will not be the best but just be persistant. Say yeah the book might say that price but show me where in autotrader etc.. you can get a value like that?
Admirral are alright on values to be honest. I work in insurance and got them to value my saxo when i wrote off few years back. They did it on glasses at 3000 and i got offered 3400. Shame police prosecuted and i didnt get anything =[