How much to pay?

[LWCARAB]

Thought I'd got a decent deal till I saw your Mike S....

 

[MikeShaw100]

Top Deal indeed. From Seat Autoworld - Sheffield. Nice people to deal with.

Mike

 

[LWCARAB]

Ahhhh, just moved away from Sheffield too...

 

[sp1derman78]

FAO Mike Shaw

I just agreed £16,200 for brand new Leon FR tdi, with 18", Mats, Chrome Trim, muddys and armrest - just went to local dealer and they matched my quote from deal-negotiator.

On the subject of finance, many have commented that personal loans are best, however consider also that with a HP agreement you get additional consumer rights over a personal loan, namely:-

1) the finance company cannot legally take the car off you without going to court after you pave paid one third of the loan.

2) After you have paid half of the finance off, and should you find yourself in financial difficulty or wish to change car, you can exercise your rights under halves and thirds (see small print on all HP agreements), meaning that you can cancel the agreement, owing no more money and the finance company can only arrange to take your car away. DESPITE WHAT SOME PEOPLE SAY, EXERCISING YOUR RIGHTS DOES NOT AFFECT YOUR CREDIT RATING, AS THIS IS BASED ON PAYMENTS MADE, WHICH SHOULD BE UPTO DATE. I know from experience and friends in the industry that this is 100% legit, also featured in Auto Express in the past week or so.

3) So given the above, if halfway through a finance term your car is worth less than you actually owe, then you can hand the car back and the finance company have to take the hit ( its their gamble under the terms of any HP agreement).

4) Car finance is negotiable. I have secured some finance for my FR which is only £5 per month more than the most competative internet loans available right now, but have peace of mind from the additional benefits above.

Yes - I do plan to keep the FR for the term of the finance, but who knows what tomorrow brings?

Phew...................................

MS
FR Tdi, 18"s, Chrome, Croneo Yellow, armrest, muddys, mats. (my company fitting BT free when I get the car)

Hi Mike/all,

Long time reader first time poster - Looking at sorting out a company car for myself and interested in the Leon TDI FR. Saw your post above when looking through the site last night and had a look at the dealers website. Had a conversation this morning with them and mentioned the site and your name (hope you don't mind!). They're checking available stock to see if anything matches what I'm interested in and calling me back later.

Interested in Luna Grey, 18" wheels, Winter pack, Conv pack, USB or IPOD, rear parking sensors, armrest, alum.. door trim.

Wait and see now...

PS. Love the site folks ....SO MUCH useful information and friendly too

 

[MikeShaw100]

Sp1iderman

Glad the comments helped - I now have mine and loving it loads........!

Autoworld Sheffield was my dealer at a fantastic price - service was excellent also, speak to Simon Chapman if you call this dealer.

Mike
Leon FR tdi, Crono, BT, Armrest, 18", chrome, muddies and mats....

 

[sp1derman78]

Hi Mike,

Cheers!

I spoke to a chap called Kurt or Curt (spelling?).

When did you pick yours up?