MK3 SEAT Leon CUPRA's owner's register

[ramsayn]

Has anyone got their new car detailed and/or taken out GAP insurance. Nationwide are offering it for £199 which seems reasonable.

 

[Pferdestarke]

Has anyone got their new car detailed and/or taken out GAP insurance. Nationwide are offering it for £199 which seems reasonable.

Total Loss GAP was £130. Haven’t bothered with a detail.


https://totallossgap.co.uk/quote/2

 

[Tazz]

Hi guys,

The cupra is going to be my first leased car. For insurance is both the v5 registration document and owner of the car the lease company?

 

[Pferdestarke]

Hi guys,

The cupra is going to be my first leased car. For insurance is both the v5 registration document and owner of the car the lease company?

The owner is the finance provider, in our case VWFS

The V5 is registered to them, not you

The registered keeper is you

 

[ramsayn]

Total Loss GAP was £130. Haven’t bothered with a detail.


https://totallossgap.co.uk/quote/2

£94.19

 

[Pferdestarke]

£94.19

Nice work.

 

[ramsayn]

The owner is the finance provider, in our case VWFS

The V5 is registered to them, not you

The registered keeper is you

Hi guys,

The cupra is going to be my first leased car. For insurance is both the v5 registration document and owner of the car the lease company?

Yup, V5 will show finance company not the lease company, insurance the same.

 

[Pferdestarke]

£94.19

Nice work.

 

[ramsayn]

Nice work.

Just noticed the deposit protection was an extra £30, but still a great price, thanks.

 

[Pferdestarke]

Just noticed the deposit protection was an extra £30, but still a great price, thanks.

Yes, that makes more sense now. We opted for that also.

 

[alnsaz]

£94.19

Not for a Cupra but GAP on my new lease Black Edition Estate (when it arrives!) is £76.44 through gapinsurance.co.uk

 

[Nivster]

Hmm hadn't considered GAP insurance...

I thought with leasing a car you effectively pay the depreciation, then hand it back...so assuming you are within your mileage shouldn't be an issue...

Last car was a lease but through my work.

What's the general consensus here on GAP insurance and leasing vs HP or PCP even?

Going to dig out my finance docs again to see what's what now.

 

[Kirky]

Hmm hadn't considered GAP insurance...

I thought with leasing a car you effectively pay the depreciation, then hand it back...so assuming you are within your mileage shouldn't be an issue...

Last car was a lease but through my work.

What's the general consensus here on GAP insurance and leasing vs HP or PCP even?

Going to dig out my finance docs again to see what's what now.

If you buy the car outright like I did then gap insurance is useless. But if you lease the car and something happens there is usually a difference between what you owe and what the insurance pay out. This is where the term gap comes from as it fills the gap. So when leasing gap insurance is almost always required unless you have funds to fill the difference.

 

[Rowan83]

For the sake of roughly £80 the GAP insurance was a no brainer really.

That is for 3 years and included £1k deposit protection.

 

[SE13Cupra]

My ST is arriving between 8.30-9am tomorrow, exciting times!

 

[Zer0]

My ST is arriving between 8.30-9am tomorrow, exciting times!

Congrats

 

[mildmanneredjon]

Congrats

Congrats. Out of interest what was your BW? And was it a stock build?


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[SE13Cupra]

Congrats. Out of interest what was your BW? And was it a stock build?


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It was eventually build week 36. Yep a standard EZ build, I had the choice of Black or Mag Grey and went for the grey.

I wasn't going to do the gap insurance but reading the views on here I have decided it might be worth it, and for the sake of £98 it seems worth the peace of mind.

 

[Betts-4]

It was eventually build week 36. Yep a standard EZ build, I had the choice of Black or Mag Grey and went for the grey.

I wasn't going to do the gap insurance but reading the views on here I have decided it might be worth it, and for the sake of £98 it seems worth the peace of mind.

Jesus BW 36 and just getting it,I’ve lost hope for Xmas

 

[mildmanneredjon]

Jesus BW 36 and just getting it,I’ve lost hope for Xmas

That’s why I asked. Mine was BW41 and the car is still at port in Barcelona. Even I’m losing hope of getting it before Xmas


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