Can't believe how much you guys pay on insurance, When i was your age i paid less for a 1.6. Was a Rover 216SI. I had a Fiesta XR2 for my first car. I have a 2007 Cupra 1.8 20VT now and only pay £590 fully comp SDP&C. Really do feel for ya, I think insurance is out of order, still it's like anything in this country, they rip us off! They wouldn't make millions if they wern't. I know a guy in his late 20's and he's only just done his test and he is getting quotes all over £2000 on small engined cars.