Best Insurance - 20 with 1 Year NCB

[Fenix]

I'm with Bell now - they charged me £1600 up front for my Ibiza which is now £977 with my year's no claims. They couldn't give me a price for the Leon until they issued my renewal cost - which was yesterday It was in the region of £4000 previously so I will see what they say.

I have a quote with Performance Direct for £1800 which was my lowest so far, but will see what Bell say, then try Admiral, Direct Line and check out Privilege as recommended above!

Russman - Try Sky Insurance http://www.skyinsurance.co.uk/ ask to talk to Graham (sales manager) and say Alix from Colchester (who was after the FTO) recommended you call. He's a top bloke and can see if he can bend the rules for you as you're nearly 21

 

[ChrisUK]

26 soon, 1 year NCB, clean license, FR TDI, still paying close to 1k a year

Postcode lottery !!!!

 

[dasmith83]

Im 22 with 4 yrs NCB and pay £730 with me as the 1st driver and my girlfriend as 2nd driver...im with Highway, through Adrian Flux.

Try putting your gf or mum as a 2nd driver m8!

 

[ChrisUK]

I always do mate - only got 1 years no claims as she was the main driver for quite a while, last year was the 1st year as myself as the main driver. It's bloody ridiculous the prices these days !!

 

[ChrisGTL]

27 Yrs old, 8 Yrs NCB (No 2nd driver as I like my alloys without scuffs)

Leon 2005 1.9 FR TDI /w Remap declared.

Greenlight £400.

 

[Fenix]

Norwich Union website wouldn't insure me with my Mum as a second driver haha oh dear

 

[dasmith83]

(No 2nd driver as I like my alloys without scuffs)
.

No one says you actually have to let them drive

 

[ChrisGTL]

No one says you actually have to let them drive

True, but when a woman has a shopping urge she kinda forgets that you told her not to drive.

a 2nd driver made no difference to my premium.......tried putting my dad on and my gf at the time.

 

[Smart22186]

That is very cheap! how many NCB you got with the LCR?

I've just had my Bday and am now 22 but my renewal date is on my bday (yesterday) so i've got 4 years NCB/D and conviction code Ts20 Sp30 both last year ( oh and i've stuck my mum on as a named driver)

 

[russman68]

Russman - Try Sky Insurance http://www.skyinsurance.co.uk/ ask to talk to Graham (sales manager) and say Alix from Colchester (who was after the FTO) recommended you call. He's a top bloke and can see if he can bend the rules for you as you're nearly 21

Thanks Fenix, i'll give them a try when its a bit closer to crunch time.
Really wanted to try and go with green light so i can let the modding beign might give them a ring and see if they'll let me go with them a bit early...

 

[Fenix]

If I remember correctly, Sky don't charge extra for mods. They're the sponsor on the FTO Owners Club. If you also mention to Graham you're a member here that may get you a little bit more discount with some of the brokers.

 

[ChrisUK]

I've also found with online insurers that if you get a quote for a car, say to start in 2 months time, they take your age as of the day you submit the form - not your age on the commencement of the policy (which is plain stupid).

 

[Mr Az]

Im 21 with 2 years NCB and paying £660 with bell.co.uk Its the cheapest i've found by over £900! including every price compare website advertised on TV!

 

[slatord]

im 21 with 3 years NCB, modded LC and just got a renewal with elephant for £750. Shopping around at the moment to see if can find it cheaper anywhere else. If i do find something i will let you all know

 

[Fenix]

Bell quoted me £2045 with £100 discount with commuting! Even though I don't commute, so I may call back for another quote - but I have been offered £1800 elsewhere. Mr Az - I look forward to next year then! There's around 42 factors which affects insurance though - even though my car is kept in the garage overnight I'll still be paying out my ass I reckon..Colchester's not that bad is it?!

 

[strugers1]

adrian flux but like some1 said postcode lotter to insure my car its 1209 pa for a lcr its 1305 pa work that out and i 21 1 year no claims tree fell on my car last jan

 

[Memphis]

Bell quoted me £2045 with £100 discount with commuting! Even though I don't commute, so I may call back for another quote - but I have been offered £1800 elsewhere. Mr Az - I look forward to next year then! There's around 42 factors which affects insurance though - even though my car is kept in the garage overnight I'll still be paying out my ass I reckon..Colchester's not that bad is it?!

Good point. Forgot about the other things that change the price.

Basically, mine is: 21 years old. No NCB. No convictions, 15,000 miles per year, SDP & C. Parked on drive. Bad postcode. 3 extra drivers and the result: £1600 fully comp this year with Bell on an 55 plate FR TDi.

 

[Fenix]

I'll try adding a tonne of extra drivers then!!

 

[slatord]

Fenix, your quote seems a bit steap! I live in Witham just down the road, went onto Bell's web site yest and got quoted £588 fully comp!

 

[Fenix]

Only have one year's no claims as I've only been driving a year though!!