My dreams have been shattered!!!!

[woza]

How does this work out guys, have been looking at buying a cupra, following a great insurance quote only to find out that they are wrong. I saw a couple of cupras listed on the for sale part of this site and over on pistonheads so entered the numberplates into confused.com to get a quote. Got a fantastic quote. Was then told to try elephant.co.uk and some other websites where i was getting quotes almost 3 times that amount. Turns out that when i entered the number plate into confused.com, the car came up as a leon se??

This has really upset me because it now looks as though i wont be able to afford one, do you guys think its worth taking the risk of buying one of the deals from confused.com and making the insurer honour their quote??

Woza.

 

[Icecavern]

Doubt it, you'll have to confirm the detils later before taking cover out anyway and then they'll up the premium anyway.

Pete

 

[seli_babe]

How does this work out guys, have been looking at buying a cupra, following a great insurance quote only to find out that they are wrong. I saw a couple of cupras listed on the for sale part of this site and over on pistonheads so entered the numberplates into confused.com to get a quote. Got a fantastic quote. Was then told to try elephant.co.uk and some other websites where i was getting quotes almost 3 times that amount. Turns out that when i entered the number plate into confused.com, the car came up as a leon se??

This has really upset me because it now looks as though i wont be able to afford one, do you guys think its worth taking the risk of buying one of the deals from confused.com and making the insurer honour their quote??

Woza.

By rights.. they should be using the DVLA info... so they shouldn't have the wrong car on there system... you can try and argue the fact that you have entered a number plate to select the car.... and that there system is wrong.. U might be able to pull it off... but it could be like trying to pull a rabbit outta hat...

I would re do the quotes on Confused... but this time do it by manfucature and model... don't use the number plates....

Have you tried Greenlight or Adrian Flux

 

[225]

Be very careful if you do as if you had a crash while trying to sort it out it would be a right mess.

 

[Hairy]

Also make sure confused.com aren't correct, you could be paying for a Cupra, but be getting a re-badged SE. (Hopfully you would notice when you test drove it!)

 

[Vicky M]

the Database they use does have some flaws to it.

my 406 up until renewal this year had been insured as the wrong car from entering Reg plate.

They had it insured as Peugeot 406 (99on) 2.0D GTX DT 1996cc

car is actually a Peugeot 406 (00on) 2.0 HDi GTX 1997cc

Basically thay had most of the details, just the wrong engine

Really, it's not worth trying to blag any insurance company, they simply won't pay out then you're left with nothing

 

[panholio]

Insurance companies are complete ****ing bandits.

It is always YOUR fault if details are wrong. Never theirs.

They will do absolutley everything they can to not pay out. Not worth it IMO.

 

[Cowie]

hi m8 this happened to me earlier this week... also on confused .com,i put in the reg of the cupra T i'm getting and i nearly fell off the chair when it spit out a quote for £192,on looking again it had called the cupra as a 1.8 se,you need to go thru the manufacturer,model blah blah drop down boxes to get the right info,i tried greenlight and they could get nowhere near the best quote i had,eventually going with kwik kit insurance at £380

 

[charvel]

I go the same with direct line - kept coming up as an SE, so I called them up an dtold them that I had this quote and that it was a cupra, and the girl on hte phone amended it but kept the premium the same!!! good thing is that it will all be recorded on their systems so they cant dispute it in a claim.

I'm new here by the way and must say you've all helped me out loads already with your previous posts. Just got me a 03 cupra from a 318ise - cant believe how many people let me in at junctions now!!!

 

[jedi knight]

same thing happened with me and a quote with confused.com, car came up as a leon se and not a cupra. Confused?............I think they are!!!!!

 

[CupraCool]

Just tried mine, MY03 Cupra on a 53 plate, and came up as an SE too! They've covered themselves though, check the text on the screen when it identifies your car:

Check to see that we have found your car using the reg number from the DVLA records.
If it isn't right in some of the details displayed then please click 'previous' and either check the registration number is right or enter your car make.

so I wouldn't try pushing your luck

 

[nej]

I once had a 2.0 petrol Passat that would come up on every insurance company as a 1.9 TDi.

Seems to be a fairly common thing.

 

[Hairy]

According to DVLA my LEON is a six seater, I must have one of those 'pop-up' seats in my boot that I haven't found yet!

 

[Iain C]

This is definitely something people need to be aware of and I am currently in a similar predicament.
I have recently received my insurance renewal reminder for my Leon Cupra T and only just noticed that the car model listed on the form is a 1.8i SE also!! The circumstances in this case were that I changed cars halfway through the policy from a Toyota to the Seat but informed the company of the changes VERBALLY over the phone, giving them the registration AND model type. Obviously if I had needed to make a claim in the past 6 months I would assume that the insurance would have been void because of this. The policy only has 2 weeks to run, if I contact them and inform them of the error can they still charge me the difference in the premium in retrospect or do I just keep quiet and let the policy expire? (I am moving to a new insurer anyway.)

 

[cordobabrendy]

Contact GreenLight fellas they offer decent premiums to members of SCN

 

[jetski]

Guys, unfortunately part of my job is selling various insurances and I what Panholio says is totally spot on. You will never beat them. Reason being they send you a proposal document to check, even if you amend the details on the phone. If they're wrong and you dont inform them then you're basically not insured. You might as well not have any insurance than pay out £200 for insurance thats not worth the paper it's written on.

A cynical way of looking at this would be to suggest the insurance companies put the wrong details on the databases on purpose to avoid having to ever pay out.

 

[Snoopie]

It's not your fault. But the word 'Fraud' comes into the equation.

 

[Iain C]

It's not your fault. But the word 'Fraud' comes into the equation.

Yes, but on whose part. The thing is I had done quite a few internet quotes and was thinking of cancelling the part-completed policy and taking out a totally new one for the Leon at the time, but based on the additional premium info on "my" car that they gave me during the phone conversation I decided that economically it was better to stay with them. The way I look at it I have been given false and misleading information, as insurance companies like to call it.

 

[Smart22186]

Same sorta thing happened to me, I'm 20 years old, and thought to myself I'm gonna get a cupra, I rang my old insurance company (asda) and explained to them, they then gave me a quote, so after that I started looking, after a while I found a excellent bronze one down by Heathrow (along way a way) after looking at the car, and test driving it agreed to buy it, guy told me he's putting it in for a service on Wednesday (today was Monday) I asked him to stick it in for a MOT as well (gave him £40 cash) if it passed I’d buy it, gave him cheque (dated Wednesday) and left, got home rang insurance company with actual number plate, they told me that they couldn’t touch me on it cause I’m only 20, needed to be 25!!! Was not happy, thought stupid woman had clicked cupra R, told them I had a quite for a cupra the other day, she said "that was a TDI FR" the whole point of me getting new car was to switch to petrol as I already have a diesel. So then I ended up loosing out on £40. Now have a sport instead of a cupra, only thing it it’s exactly the same car really, isn’t it?? (Open question) and am now with privilege who can’t insure me on it till I'm 21, but that’s only a few days away so I'm looking forward to my 21st B-day present.

 

[cuprablue]

confused dot com are crap. They don't know their ass from their elbow when it comes to looking up car registrations. Every reg I've tried on their site has always come up with a different model to what the car is (no surprises to find the model is always cheaper one to insure though !!).

cuprablue