Seat Ibiza 1.2 TSI FR Ridiculous Insurance Quotes

[jc74]

Hi,

It's insurance renewal time and last year an insurance quote for my 2013 Seat Ibiza 1.2 TSI FR DSG (105bhp and only mod being factory fitted parking sensors) with just me driving was under £200 (18 yrs NCB, 6000 miles per year, part of a multicar policy with other cars).
Having done an online quote, it's coming out around £400 for this car!
Now if I quote myself like-for-like (with exactly the same mileage etc) on other makes of cars as theoretical replacement I get:-
- 2015 Mini Cooper S Auto with engine chipped to 207bhp: £165
- 2015 Audi S5 Sportback: £260
- 2015 Audi TT: £250
- 2013 Jaguar F-Type V6S: £280
- 2013 Range Rover Evoque: £230
- 2010 Porsche 911 C2S: £260

So my question is, is it just me or are the insurance companies seeing the Seat Ibiza as an extremely high risk car this year?? - I really can't see why it should be almost double that of much higher performance and risk cars...

Any ideas what's going on, should I change cars to save on insurance costs?!!

 

[RichardE0]

Just had my new quote through, same as last year at £260 for my 14 plate 140bhp fr, 6 yrs NCD 28 yo. Best quote I can get on those famous sites is £380. Quite a hike! Maybe as the car model is getting older more youths are getting there hands on it as it becomes more affordable in the second hand market. And as youths are less experienced then maybe there are more accidents involving the mk5? Just a thought!

 

[devJORD]

Any ideas what's going on, should I change cars to save on insurance costs?!!

Yeah I'd recommend the Jag F Type for sure!

 

[jc74]

Yeah I'd recommend the Jag F Type for sure!

I'd recommend one too. Tried out the V6S convertible the other week and absolutely amazing drive. The sound alone makes this car stand out from anything else in its price bracket. And the insurance is less than that of a Seat ibiza 1.2tsi so that's a bonus. However there's the big elephant of its purchase price! (Which some what outweighs the insurance premium savings!)


So it seems it's not just me getting a big hike on the ibiza premiums then. So an excuse to examine alternatives