Hey Guys,
Help needed about an incident that has just happened.
Had my old Cupra arranged to be recovered away for scrap this evening and all was going good until the moron didn't attach the car to the winch properly and the car goes hurtling off the back of the truck (with him hanging out of the side of it!).
Now, the car went crashing off his truck which I'm not bothered about because it was going for scrap, but it goes smashing into the back on my Mk2 Leon damaging both the rear BTCC bumper, drivers door and drivers mirror.
I've taking pictures of his truck, damage to my car, location of cars and truck, and his driving license.
Would I treat this as a usual insurance claim, call my insurance and give all his details and everything goes from there? Or would this be treated differently as it was actually my vehicle that damaged my car but his business practises that caused the entire incident.
He claims to have traders insurance which covers his work and can and I've done an insurance check on his van and all comes back as insured but haven't been in a situation like this before where my own car has damaged my car due to a companies (one man band) error.
His van isn't sign written and he says that he is insured for all his work but how can this be checked. He was just a guy off Facebook who collects scrap cars.
Thanks for any help in advance.
Sent from my iPhone using Tapatalk
Help needed about an incident that has just happened.
Had my old Cupra arranged to be recovered away for scrap this evening and all was going good until the moron didn't attach the car to the winch properly and the car goes hurtling off the back of the truck (with him hanging out of the side of it!).
Now, the car went crashing off his truck which I'm not bothered about because it was going for scrap, but it goes smashing into the back on my Mk2 Leon damaging both the rear BTCC bumper, drivers door and drivers mirror.
I've taking pictures of his truck, damage to my car, location of cars and truck, and his driving license.
Would I treat this as a usual insurance claim, call my insurance and give all his details and everything goes from there? Or would this be treated differently as it was actually my vehicle that damaged my car but his business practises that caused the entire incident.
He claims to have traders insurance which covers his work and can and I've done an insurance check on his van and all comes back as insured but haven't been in a situation like this before where my own car has damaged my car due to a companies (one man band) error.
His van isn't sign written and he says that he is insured for all his work but how can this be checked. He was just a guy off Facebook who collects scrap cars.
Thanks for any help in advance.
Sent from my iPhone using Tapatalk