ouch!!
sorry to see mate
at least it'll be a 3rd party no liability claim for you
It'll still cost me, I've been hit in the rear before and it put my insurance up as 'I had been involved in an acident' so I was classed as a 'higher risk person'!!! £50 extra please!!!
I have also decided to never discus my car with any one ever again. I was discussing my Alfa with some one and commented how well she was running just hours before a cam shaft bearing failed leading to a bent con rod and seized engine. Yesterday I was asked if I would change my car for the new Cupra, I said no, I loved my LCR and would only change her if she was damaged as a repaired car was never the same as before, and low and behold a few hours later she's rammed from behind!!!